Canceling the newspaper

A couple of days ago I canceled our local newspaper that we had delivered every Sunday, saving $9.30 a month ($111.60 a year). I won’t rehash the well documented decline of the newspaper industry, but these were the reasons why I canceled: We never read the physical version of the newspaper. We always read online. The […]

YNAB: Automate all the bills!

One of the major benefits of  You Need A Budget (YNAB) is that it removed the worry from me of automating all of my bill payments. Now every bill is either automatically scheduled via my Credit Union’s bill pay, automatically billed to a credit card, or an Electronic Funds Transfer (EFT) via ACH out of my checking […]