One of the major benefits of You Need A Budget (YNAB) is that it removed the worry from me of automating all of my bill payments. Now every bill is either automatically scheduled via my Credit Union’s bill pay, automatically billed to a credit card, or an Electronic Funds Transfer (EFT) via ACH out of my checking […]
I’ve developed a method of tracking those quarterly/yearly bills that don’t neatly fit into You Need A Budget’s focus on monthly scheduling. It’s really simple. As you can see in the above screenshot, I list each of these quarterly/yearly bills in YNAB. In their title, I put when they come do (Yr for Year, Q […]
I just performed my first Credit Card payment with 100% of the transactions entered into You Need A Budget and accounted for in the budget. It was another “a ha” moment for me. No longer am I playing around with credit card float to ensure I have money in the checking account to pay it […]
I’m experimenting with You Need A Budget this week and I am very impressed. So impressed I already bought the app on day 1 of the trial.